I highly recommend Trupanion. My 12 year old yellow lab has had numerous medical issues from TPLO sugeries to a recent diagnosis of UTI and TCC of the urethra. Trupanion has paid every claim quickly and without hesitation. I have never had to worry about getting her the best possible care. The best choice anyone can make when bringing a new pet into their family is to insure them right away with Trupanion.