long story short; mt cat paul developed a urinary blockage, rushed him to the emergency vet. He ended up staying a full week, having two surgeries and multiple procedures. I was devastated. The very first day I was charged almost $2000.00. The charges kept accruing. I was an emotional wreck. Then I kind of slapped myself, and reminded myself that I would not have to make this decision about discontinuing care, BECAUSE THIS IS THE REASON I HAVE PET INSURANCE!!! I am sooooo very fortunate that he was able to come home with me. Without Trupanion, I would not have my cat. The first week of care was aprox. $10,000. Ten thousand dollars!!!! I ended up paying aprox. $2000.00.