I have had pets my whole life, and sometimes I was worried that if something happened to them would I be able to handle it even though sometimes life hasn't been very nice to me as a human. Priority is my babies. Now I'm older and my life is more secure, but I know even now, things happen. Now some of that fear is gone because I have insurance on my pets. Trupanion was the best I found and they take very good care of my troops. I like that I can submit claims or my vet can. Doesn't matter. I have many pets (4), but your monthly premium is adjustable based on what you can afford. Basic care of your pets is your responsibility (checkups and maintenance), but Trupanion handles the 'whoops' or the 'surprise it's cancer' life tosses your pet's way. I will never own a pet again without Trupanion to make sure everything will be okay. They make it very possible to care for your pet no matter what. No pet parent should have to kill their pet because they can't afford a specialist. Trupanion has your back!