TruPanion is the best pet insurance company out there. With unlimited coverage, many coverage options to choose from and easy claiming process. I claimed twice so far: indirect and direct billing. Direct billing is done automatically through my vet. Indirect billing is you have to pay up front, send in the paper work online, then the reimburse is deposited directly into my bank account. They are also an honest company, my monthly payment went down when I moved to a different area in the city.I would recommend this company to all the pet lover out there.