We are very pleased with the coverage options offered and those that we selected for our dog. Some friends laughed when we said we had health insurance for our dog but we figured that one major accident (like her getting hit by a car) could cost as much or more than almost ten years of premiums. Well our dog has developed a few other, minor health issues and as far as I am concerned having PetInsurance has already paid for itself. The claim process is easy, and we get reimbursed the covered amounts within a very short time. We highly recommend Trupanion PetInsurance.