I enrolled my dog shortly after adopting him from the SPCA when he was 5 months old. It made sense to me and despite his relative good health over the years the beginning of 2012 has proven to be challenging for us and him. We noticed a lump on his gums and to make a long story short within 2 weeks of seeing vets and a specialist he had to have a mandebelectomy to remove the cancer and part of his jaw. Without pet insurance we still would have proceeded with the very expensive treatments but it would have resulted in a very hard time for us financially. Even though we still have to cover a large sum of money due to the very expensive fees associated with this type of surgery it is very helpful to know that we won't max out our credit cards and be broke for a long time. Our dog is recovering and our fingers are crossed that he will continue to live a long, happy and healthy life. Thanks Trupanion for offering peace of mind during very emoitonally stressful times.