When our Vet recommed a free 30 day Trupanion pet insurance, we accepted it right away and it was a good thing we did. With in a week, our 7 week old Boxer puppy ate poison mushrooms and almost died. The Vet's were great and saved our Riley but the Vet bills totaled close to $1000. Thank God we had this insurance and today, we still contune to use it as we live on several acres in Central Oregon. You will never know when a problem will happen to your pet and the Vet bills can add up fast. We love our Riley so very much and will protect him for what ever it will take. We recomend this insurance because we never had a problem with Trupanion and their concern is not only with our pet but with its owners.