Trupanion premium increases

Out of 10

I have had Trupanion since my Lab was 8 weeks old. They signed me up at a rate of $33 a month, but within the first year they increased my premium to $45 a month. In the 2nd year of coverage they raised my premium to $51 a month. Now I have just recieved a new notice advising me my monthly rate will be $71 a month. They always claim this not because of claims history but because of higher Vet. costs. Well my Vet has not increased his rates in the last 3 years, but Trupanion has increasd my premiums by over 100%.

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torn cruciate ligament
Claim Amount
$500 - $1000

Labrador Retriever

Age of Pet
1 - 8

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Posted: 03/28/2011

This rate increase iconcerns me very much. This owners rate jumped from 33 to 71, that is huge increase and 71 is way higher than other insurance plans. I was going to go with trupanion bit now I am having second thoughts cause I don't want my rate to skyrocket after a couple of years. The answer from Stacy above does not adequately explain this huge rate increase,

Posted: 12/28/2010

If you compare our most recent rates with our competitors' rates, you will see that we are in the same ballpark for pricing. While we remain competitive with our pricing, we offer much more value for the dollar. We are the only company that covers 90% of the actual costs of diagnostic testing, treatments, surgeries, and medications with no payout limits, and we don’t try to control costs, allowing you to see any vet at any price. For more detailed information, please visit

Posted: 12/29/2012

I am shopping for insurance for my Goldens and the Vet recommended Trupanion over the other companies, but after reading these reviews on Trupanion, as well as the reviews on other insurance companies, It "appears" the best company is Healthy Paws. Wish they would sort these reviews by rating. I have been reading reviews all morning and still not sure which program is the best.