I have never had pet insurance before. When I got my first American Mastiff, other AM owners suggested that pet insurance was of great importance. After several really good reports about Trupanion, I chose their policy for my dog. 4 months ago, I found out that she had an acl tear. The surgery was quite expensive and Trupanion came through like a champ. When I got my second AM, he was immediately added to my policy. I am retired and have a fixed income. Knowing that I can always care for my pets in the best way is a wonderful feeling. Thank you Trupanion.