The claim process is very simple and the turn around is quick. I signed up for pet insurance after realizing how expensive one trip to the hospital can be. I wish that I had purchased pet insurance from the very beginning of my dog's life. I have a mixed breed, a cavalier king charles mixed with a poodle and he's terrific most of the time, but he get sick just like me sometimes and he needs medical care and attention and medicine which can be costly. Having the pet insurance gives me peace of mind and allows for me to better care for my pet.