For many that are contemplating pet insurance for your beloved 4 legged family member, please read this. I've been with Trupaion for over a year now and spent about 20 hours researching pet insuarance plans/companies before choosing Trupanion. As with many things, we don't truly know if a person or company with follow through with what they say until it's time to put those words into action. My young 2 yr old cat(Mickey) had an accident which dislocated his tail. As is the case with most accidents or illness, it happened after my Vet of 10 years closed for the day.Trupanion covered 90% of the Vet bill, less the evaluation fee. The total bill was just shy of 3900.00.I received reimbursement of just shy of 3200.00. To my knowledge, Trupainon is the ONLY pet insurance company that reimburses 90% of costs that are after hours. Most might cover 70%. 20% is a huge amount as after hours costs are exceedingly higher than our normal Vet costs. When choosing an insurance company, this was a key reason for choosing Trupanion.
I received my reimbursement within 30 days of sending in my first claim. Certainly no complaints there!!
I never got the song and dance from Trupaion. My file on Mickey was up to date which makes the process allot easier.Each person I spoke with through this challenging time was genuinely concerned for the health of my Cat.
Having pet insurance, the right pet insurance, will all but eliminate having to make that stomach renching choice, which isn't a mater o