Trupanion is incredible. My 4 yr old rottie Marley is an accident waiting to happen. I have spent more money in medical expenses in his 4 years than I did on two other rotties that both lived to be 12 yrs. So I decided that it was time to purchase insurance. After researching various plans I decided on Trupanion. Less than two months after enrolling, Marley tore his ACL and required surgery ($3858). Unbelievabley Trupanion has covered 90% of the cost of this surgery. I cannot say enough good things about this insurance!! I am not someone who usually writes reviews but this company has come through for me. I would highly recommend Trupanion.