I purchased health insurance for my dog never thinking I would actually need it. As it turned out, I did, and I am so glad I chose Healthy Paws. My dog tore her biceps tendon which required surgery. I would have gotten the surgery even if she wasn't covered but having the health insurance has relieved a huge burden. They even cover physical therapy, which I never would have been able to afford if I didn't have pet insurance. I'm not sure other pet insurance companies do that. I am so very grateful that I can concentrate on her well being and getting her back to good health without having to worry about expense. They actually called to see how she was doing. They really care about the well being of our animals and I will be a life long customer.