When I took in a shaggy, rough and tumble stray a few years back I never imagined he'd steal my heart the way he has. I also never imagined that he would be so unlucky with his health. Fortunately, I had a gut feeling from the start that I should start a policy for him and it was one of the best decisions I ever made. Trupanion has saved my cats life more than once and made the normally tough decisions easy. Claims are processed and paid quickly. They've never not covered anything that they didn't already clearly state wasn't covered (ie: cost of visit, food, etc.) If only people insurance was this good!