I have been using Healthy Paws for my 7 year old English Bulldog Harley since he was 6 months old. As you may be aware, English Bulldogs can have many health issues. Harley has been diagnosed with IVDD (Intervertible disc disease), some hip displaysia and arthritis, and recently tore his ACL on his right back knee and had to have surgery. For every instance, Healthy Paws has been there for Harley and for us! They are amazing. Unlimited lifetime coverage and deductibles that you can change to align with your ability to pay are the factors that made me choose this pet insurance company. The claims are super easy to file and the payment comes quickly. If you need to speak with them, the agents are knowledgeable and so willing to assist. Not only that, they will follow up to see how your pet is doing. If I could give more than 5 stars I would!!