Pet insurance has been the best thing I've done for my dog besides keeping him vaccinated. Not many regular person has hundreds of dollars saved up for pet accidents that happen so easily. My dog has had decided, open sores, diarrhea, and much more. Every time I look at the bill and say THANK GOD I HAVE INSURANCE. Pits are so hard headed. Mines get into everything (whether he knows better or not. Most of the time he does). You never want a serious accident to happen and be stuck with bills over thousands of dollars and then billed again for follow up visits. This insurance has made it to where I can have a dog and confidently know that our pockets are safe when unfortunate events happen ..