I was hestitent about getting pet insurance when I got my puppy because everyone said it wasn't worth it but I went with my gut and got healthy paws. Unfortunately my puppy got into some Advil and had to spend a few nights at the hospital. This was a very stressful and scary time for me and I didn't even think about the cost because I just wanted him to be okay. After he was released I submitted the claim to healthy paws and they worked through it without any issues! I can't even express how seamless this process was and how much easier it made this whole ordeal. I have recommend healthy paws to every pet owner I know! It is the best investment you can make for any new pet joining your family!