I have been very happy with PetPlan insurance. I got it when I first brought Tyler home as a puppy. I knew I never wanted to not be able to have a medical test or procedure done because of cost so I signed up. We used it sporadically for a few years but when Tyler was 6 he experience seizures. We raced to the vet who sent us to a neurologist, who ordered an MRI. I was scared to death. I had enough to worry about with his health much less worry where the money would come from to pay for tests and treatment. We got a diagnosis and Tyler is on medications and needs to have his bloodwork done every few months for a pheno level and to see the effect on his liver function. He also sees his neurologist. PetPlan has our back. They have taken care of all our claims and saved us so much money. We use the Mobile App and it's a breeze to file our claim and we have a check often in days. We are big fans. We wish premiums didn't go up so much but we feel lucky to have coverage.