I purchased insurance for accident/illness and wellness for my two little maltipoos. I cannot believe how easy it is to use. The wellness policy covers all sorts of items like teeth cleaning, flea/tick medication, grooming, routine annual physical, vaccinations, etc. It only take a couple of minutes to file your claim and within 2 weeks you get a check reimbursing you for your expenses. One of my pups was sick vomiting and had blood in her stools so I rushed her to the vet. It was refreshing to know that no matter what test were needed I knew my accident/illness policy would cover the cost. Once again, it only took 2 minutes or so to file my claim and 2 weeks later a check arrived. I wish human health insurance was as easy to use as this policy. I will continue to be a loyal customer and have already recommended Embrace to all of my friends with pets. It's definitely worth the expense and provides peace of mind. Thank you Embrace for setting the bar so high.