I got pet insurance through Pets Plus Us when I adopted an older dachshund from a rescue. I didn't use it for the first two years, but this year I am thankful that I have insurance for him. Without insurance, he would not have received care for his intervertebral disc disease as I could not afford to treat him. Pets Plus Us has been very cooperative through his whole treatment. Every time I call the person on the phone is helpful and gives me clear information on what is going on with his policy. Whenever they receive a claim, they email me saying they have received it and are processing it. Payment was received within 2-3 weeks. If the cheque was going to be large, they sent it by certified mail. I'm so glad that I signed up for pet insurance because with out it my dog may not have been here with me today.