I switched from VPI to Embrace approximately 5 years ago. Best decision ever. While my boy was healthy for many years ago, in April 2017 while in daycare he was exposed to kennel cough. Unfortunately the kennel cough turned into pneumonia and was diagnosed with chronic bronchitis as a result. Embrace covered 80% of all of his medical expenses as well as the medication he will need to take for the rest of his life. I am so thankful to Embrace for their love and compassion for the animals first.