As most animal owners out there our animals are our pride and joy. so when it comes to health insurance for them, why would you treat them any different than your children? Although I see mixed reviews on the internet; Embrace has been nothing but helpful to me and my dog. I do spend more than most people but I would pay any price to know my animal is in good hands. I have not received any issues and Embrace has reimbursed me for almost every claim I've submitted. Be sure to read and chose your plan carefully. Everything is explained thoroughly when choosing your plan and if you have any questions their staff has gone above and beyond to help solve all of my questions and concerns.