The representative that I spoke to, Shannon, was excellent. Not only did she do a good job for me she also did a good job for Trupanion. She took ownership of the situation and resolved it in a timely, professional and courteous manner. If all customer representatives worked like Shannon, there would be 99.99 percent of customers that were satisfied, happy people. I put 99.99 percent because there are just some people that can not be happy no matter what you do.