This is my fifth Labrador Retriever ,first one I have purchased insurance on. Only have had coverage since February 2017 ,but have had two claims for illness visits. I have been pleasantly surprised that there was no hassle . I assumed there would be some excuse as to why the claims wouldn't be covered but I was incorrect.
Glad my veterinarian suggested Embrace. Claims are easy to submit and were processed quickly. Have recommended Embrace to friends with animals