It was pretty frightening when our mini poodle was assaulted by large dog. We rushed to the Pet Emergency and were so grateful the wounds were relatively superficial. Knowing we had ASPCA Pet Insurance helped me stay calm as it diminished my worry about the bill. Though we had our deductibles, they covered their share of all the emergency services and subsequent office visit and meds. We've had this insurance for our last dog and for Gigi, and it gives us peace of mind.