Our sweet Barclay , a black lab mix , started losing her hair . Our vet recommended we have her tested for allergies. While this is an expensive test , we felt she deserved to get relief from the itching . The results were allergic to beef , pork , wheat , & milk ! Our ASPCA insurance paid for half of the cost , so we are very happy that we had her insured. I have recommended to our friends that they call & get their pets insured with ASPCA as soon as possible . Thank you !