We have a seven year old beagle (Libby) with several health problems that have been manageable but costly. Through our policy with Embrace, my wife and I are able to talk about Libby's care and do what is best for her and not focus on our bottom line finances, which are really important. I tell every dog owner I know to get their pet insurance through Embrace. Amazing company. Unbelievably professional and compassionate. So glad we have our policy.