For years I was skeptical of signing up for insurance for my two Golden Retrievers. But when my older dog passed away, and I purchases a new Golden, I signed up with Embrace!
On "paper" Embrace looks good, and in "real life" they are outstanding!! Broad coverage, almost "instant" turn around, no fuss claims process. I highly recommend them! Indeed, we just got another Golden and signed her up with Embrace right away!
Remember, if the "worst" happens to your best friend, and she needs surgery and treatment, you can be looking at vet bills in excess of $5,000!