I can't speak highly enough of Healthy Paws. Our dog is recovering from an expensive surgery to repair a torn CCL, and Health Paws covered the cost of that (and rehab!!!) with no questions asked. They even write to check up on the wellbeing your pet. Every time I've called (with questions about the policy or reimbursement) they have been incredibly friendly and helpful. I will continue to recommend Healthy Paws to all pet owners!