The best thing I have ever done is to purchase pet insurance for my dogs from Pet Plan. In the past, having always had dogs as pets in my life, I have spent, literally, thousands of dollars on their care. This time, when we got our chocolate lab Jasper, I decided to look into buying pet insurance. The Pet Plan website was easy to navigate, and I soon secured pet insurance for Jasper that I believed would suit our needs. Of course, you hope you never have to use any insurance however, Jasper sustained a torn ACL when he was 3 1/2 years old. Surgery was needed. Filing the claim for payment with Pet Plan was so easy and without stress. They quickly made payment to me and without question. Now, 3 years later, Jasper has another ACL tear to his other knee and had to undergo another surgery. Again, Pet Plan has been wonderful. I also have Pet Plan insurance for our other chocolate lab, Kona. Fortunately she has been healthy and so far, no issues where she's needed veterinary care however, it is very comforting to know that Pet Plan will be there if needed in her case. I highly recommend that, if you can afford to pay the premiums, that buying pet insurance from Pet Plan is very well worth it. They are THE BEST!