We're greatful for the service and coverage with Embrace. When our newly adopted puppy "Rylie" was stung by a Bee and had respitory issues from it, we started out for our Vet and did not make it there but instead pulled into the closest Vet we could find. They welcomed us with opened arms and helped save the day. Embrace was awesome about covering that emergency without a problem. I even waited to turn in paperwork with other claims and it was taken care of. This is the first time I have bought pet insurance and so far it's a great expierence.