My sweet little Male Havanese Angel has been insured with PetPlan since he was 9 weeks old. He has had 2 professional teeth cleanings, and both were covered since on both occasions, he had signs of gingivitis. that was $750 a pop. On his first dental, his blood work shows a high liver value, several tests later including a sonogram, we were unable to determine the cause, next step was a liver biopsy, but it wasn't so high that I wanted to do that. He recently had to have surgery for a prolapsed urethra!! yikes, thank god I didn't have to him and haw about shelling out 2k for this. He had a mass on his pee pee, that had to be biopsied for cancer, so it was scary for us. Thank God it was all ok, and he is back to normal (he was constantly going after himself obsessively and making himself bleed). It is a necessary piece of mind for me to have this coverage, as I never want to have to think twice on having the correct treatment for my Son. Thanks PetPlan!!