My pet Bear was the love of my life and he recently passed over the Rainbow Bridge. I insured Bear with Pets Best right after he had kidney stones removed to the tune of $2500 at 4 years of age. For the most part Bear had a good life. Towards the end, his kidneys started to show signs of age with elevated labs, and he developed arthritis and we suspect Degenerative Myelopathy. I started Physical Therapy and then Acupuncture. This allowed Bear to continue to maintain mobility as long as possible. Pet's Best covered 80% of his care. This allowed me to make decisions based on NEED and not COST. I am certain Bear lived another 2-3 years due to my ability to give him the best care possible by having Pets Best. Claims are processed efficiently and reimbursement is via direct deposit. I wish insurance for humans was so straight forward!