I've been paying into the insurance I purchased for Leo for over three years. I've never had a reason to use it or submit a claim until this year. My poor puppy needed an operation. The cost almost floored me and I was not sure the insurance would cover. I submitted a claim for an estimate. The estimate was processed quickly and it identified my output versus what the insurance would cover. It gave me the peace of mind that I need to approve the surgery for my beloved Leo. So, yes, like others have stated this insurance did give me that peace of mind. So glad I kept the insurance coverage and will continue to keep it.
King Charles Spaniel