I have this outstanding company and very satisfied since day one. Embrace has taken all my needs and always the staff has been 100% professionalism. This is my first time in my life that I have a dog for my best friend and only friend. His name is Charlie and recently he got very sick and drove many hours to see a dog doctor and every claim Embrace took care with the highest professionalism. I didn't have any problem with Embrace and for me is # 1.