Healthy Paws Pet Insurance covered a marginal surgical procedure for my golden retriever for $800. It was an issue that would have gone away on its own in time and they didn't have to cover, and they still covered it at 90% and not only did that, they CHECKED IN after the surgery to see how she was. Whose health insurance even does that? They are worth every penny. I researched them ALL and heard the best word of mouth from my friends on them.