My dog Zoey was dealing with a lot of illnesses at once, and required a number of vet visits. Ultimately, she needed some expensive CT scans and even more expensive surgery. I filed multiple claims with ASPCA Pet Insurance (a process that was quick and painless), and to my surprise, not only did they process the claims in just over a week, but they were very fair with the payout. No making excuses, or trying to get out of paying, they paid out exactly as agreed to in the contract. My vet bills ran into the thousands, and ASPCA Pet Insurance helped to ease that burden considerably. I highly (VERY highly) recommend ASPCA Pet Insurance.