Last month our cat Inky suffered from severe acute kidney failure. His care included two days inpatient care with an indwelling catheter, multiple lab tests, and still requires home care with subcutaneous fluids and meds. The bill for the inital treatments totaled just shy of $2000. As per the policy after the deductible was taken off the total, ASPCA reimbursed us almost at the stated 85% of the policy and all within one week. A very happy experience, second of course to Inky's continuing recovery.