Pasoca is a 9 month old frenchie and full of energy. I decided to get him insurance because you never know. Best decision I've made. 2 weeks after I enrolled him with ASPCA, he hurt his eyes by scratching it some how. I've only notice 2 days later only because it was really swollen and puffy. Took him in and it had became an corneal ulcer from him robing his paw on it so much. After that we had 2 emergency visits, surgery and many fallow ups. I submitted all my claims and whiting a week or week and a half latter my money was deposit back in my account. Haven't encounter any problems yet and I hope it will stay that way.