I have had Trupanion for several years now for three large dogs and I never had to worry about the cost of a much needed procedure or illness because I know Trupanion will be there and makes having pet insurance truly affordable especially when you have multiple pets because you decide your deductible which makes your monthly premiums affordable so every four-legged family member is covered. Two particular times that come to mind was when my dog Jada tore the ligaments in her back legs at two different times, requiring two separate TPLO surgeries. I was able to take Jada to the best Orthopedic surgeon in Texas for treatment and now Jada is back to being the athletic dog she was always meant to be. I have found Trupanion to be prompt and very caring during the most difficult of times when it came to the care of all of my dogs. I will keep this insurance and I always recommend it to friends when they ask me how I keep my dogs so healthy.