I would recommend this insurance to anyone and everyone!!! A few weeks ago my dog got to a very large bowl of grapes and ate quite a few of them. I had to rush her to the hospital to get her stomach pumped, get fluids and keep her there for 2 days. I just have to say after that ordeal I could not be more happy that I had the insurance available. Having the peace of mind to tell my vet to do anything they needed to do and finances were not an issue was such a relief. When things like that happen the last thing you want to be thinking about is can I afford to save my dog, and because of Healthy Paws guys I didn't have to think that way. They reimbursed me in just 1 week and I couldn't rave more about them. They even emailed me after to check up on her. I have recommended it to everyone I know with a pet, it's worth it!