I have been with healthy paws for 5-1/2 years since we first got our dog. They have been great! We would not have a pet without getting pet insurance. The monthly cost and the deductibles are very reasonable especially in light of all of the other expenses that come with owning a pet but it gives peace of mind that you won't have to make health decisions based on if you can afford the treatment. Our dog has allergies for which she takes medication and recently has had surgery and treatment for cancer. With Healthy Paws It is easy to submit claims especially via the app, they keep you updated with the status of you claim via email, provide explanation of what is and is not covered and have promptly provided checks for the covered costs. When I have called with questions the service people were very kind and helpful. I would recommend Healthy Paws for anyone that has a pet.