I decided to get insurance for my dog last summer because he's a little bit of a sensitive pup and didn't want to run the risk (he was about 2.5 years old at the time). Sure enough about ten months later, he was unable to keep food down and all alarms started to go off. Thankfully, we were able to get on the right course of action and my pup is now recovering from surgery after having an obstruction (btw he doesn't ever eat anything that is not his food so this was a massive surprise). Having healthpaws literally saved my dog... and me from paying thousands of dollars which would have been very difficult. Surgery and even medication can be so expensive. I think if I didn't have the coverage we may have had to make different decisions which could have prolonged the proper course of treatment and put his life at risk. Healthypaws made it so easy and they covered everything that was necessary for his treatment from the scans to the surgery to the medications. Thanks to them I was able to get my dog the care that he needed and I didn't have to worry about making the treatment decisions based on financing. They saved me from many meltdowns during a time in which I was already so scared and stressed about my dog's health. On top of that, they were always so friendly and I felt like they really cared about my dog and my sanity. I am so grateful for having them and my dog and I are forever thankful.