My dog had to be rushed to Emergency Care where he was diagnosed with a flipped stomach (GDV) which can be fatal If the dog is not in ER care within a couple hours. It was very upsetting and the last thing I wanted to worry about was the high cost of the surgery and his care. His surgery was more extensive than I initially thought and he had to stay at the clinic for several days after. His claim was covered and I received my payment from Embrace quickly - the one thing I didn't have to worry about was our coverage and surgery. Thank you Embrace!!!