This is a general comment about how pleased we have been with Embrace Pet Insurance. We have two dogs - a nine year old Beagle and a three year old Aussie. Both dogs have Wellness Plans and Accident/Insurance coverage. Thankfully - we have only had to use the Wellness Plans. And they cover everything a normal pet could need annually - to include obedience training. Our Aussie has passed the Canine Good Citizen exam and is now in a higher level of training to become a certified therapy dog. That training was covered as well! It is a comfort to know that we may never have to make a hard decision when it comes to providing both routine and emergency care for our beloved pets. Thank you Embrace and all of your friendly staff. And thank you to USAA for endorsing and referring members to Embrace for their pet insurance needs.