I no longer have to consider the care of my Dog as a financial decision. During a recent Vet visit, the Vet recommended two different tests to diagnose the skin problem our dog, Lucy, was having. In past years, I would have weighed the cost and chosen the lesser expensive test to minimize the expense. Now I can decide with my Veteranry Professional, the best course of action because we know we are covered. Claims are easy to file and the response time is excellent. I could not be happier with Nationwide and I recommend this insurance to all of my friends.