We got Healthy Paws coverage right after we got our puppy, and it's literally been a lifesaver. She needed bladder surgery at a cost of more than $4,000, and without insurance we probably couldn't have afforded it. Healthy Paws processed the claim quickly and cut a check for 90% of the cost. How much simpler and efficient could pet insurance be? From previous, smaller claims, we knew we could count on them to process the claim as promised and not yank us around. I wish all insurance was this simple. Getting pet insurance with Healthy Paws was the single smartest decision we've made for our dog. I would absolutely recommend that you do the same, and that you choose Healthy Paws.