Being that my bet recommended embrace to me, I actually thought it would be worth the $70+ a month to have my dog insured. But after months of filing claims and appeals, I can honestly say that nobody should use this company. Even after my vet contacted embrace for us to elaborate on my dogs condition because the claim forms are not nearly specific enough, we have yet to receive any reimbursement. I will be contacting my lawyer that is how displeased I am with embrace pet insurance. I feel like I've been robbed.