My dog Chipper suddenly got very sick -- went from seeming perfectly well to not eating and lethargic. Took him to the ER vet right away. He had a fever, pneumonia, urinary tract infection, low platelets , and a low albumin level. He ended up in the vet ICU with an IV for 5 days. Required antibiotics, Xrays, ultrasound,,, a plasma transfusion. I thought we were going to lose my buddy, He was diagnosed with an autoimmune problem and was started on high dose steroid treatment, which pulled him through. We sent the claim in (it was over 6 thousand dollars)and got paid before my credit card payment was due. Trupanion came through quickly!!