We are so happy that we insured our pups with Trupanion from the time they were very young. We've had many claims ( ranging from cataract surgeries, to skin tumours and a broken toe... to a hospital visit when one ate a rug!) All claims have been evaluated and paid promptly. We are so confident in Trupanion and would never delay seeking care for our pups if there is the slightest issue because of this confidence. Best company ever!! - Thank you Trupanion for such peace of mind.